Film Emporium's TULIP (Tenant Users Liability Insurance Policy) programs are a simple solution for venues or facilities owners to set up annual policies covering third-party liability for their lessees when holding events. The coverage provides the proper insurance for the lessee based on the venue or facility’s requirements and therefore holds the venue / facility harmless should an incident occur during the event, that is caused by the event organizer's negligence. Through our TotalEvent online system, the venue and/or broker will have the ability to set up annual TULIP policies based on certain event types. Lessees can go into the venue's portal and either opt into the group policy for that particular event, or upload their own proof of insurance.
Events may range from very low risk activities, such as seminars, receptions or weddings, to higher risk events including camps, sports events and concerts. The premium is based upon the risk associated with the event or activity, the number of days needed, the number of attendees and if there are any special requirements, including alcohol liability, food service, etc.