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FAQs
Insurance can get complicated. We are here to help.
Have questions? Give us a call or e-mail us. Here are some frequently asked questions that may help you in the meantime.
What is entertainment insurance?
Entertainment insurance policies are specialty policies that cater to the needs of entertainment professionals. We specialize in working with filmmakers, special event producers, and vendors who serve entertainers. We cover all aspects of a production, such as rushes, cast, locations, technical equipment, and many other entertainment-related risks. There is the option to insure a project short term or annually.
How much does film production insurance cost?
Production insurance can range from a few hundred dollars to a couple of thousand. Your exact premium will depend on the specific needs of your production. We encourage you to fill out a quote today!
Who can be Insured?
(Including but not limited to)
- Film, Television & Commercial Production
- Post-Production Facilities
- Theater Companies
- Theatrical Venues
- Editorial Services
- Sound/Recording Studios
- Multi-Media and Computer Animation
- Still Photographers
- Equipment, Prop, Stage & Lighting
- Cable Networks
- Venues & Concert Promoters
- Traveling Entertainers/Celebrities
- Sports Teams/Players
- Producers
- Distributors
- Magazine Publishers
- Advertisers
- Celebrities
- Radio Personalities
- Personal Appearance
- Staging & Rigging
- Personal Lines
What kind of productions can be insured?
We can provide production insurance for all kinds of needs, including but not limited to the following:
- Short films
- Feature films
- Corporate videos
- Branded content
- Promotional videos
- Music promos
- Still photo shoots
- Documentaries
- TV shows
- TV series
- Animation
- Student films
I'm making a film, what do I need?
As all film productions are different, we will discuss with you what is best suited for your film. We have two options for insuring rented equipment.
The first is a simple one day policy for a test shoot. The second is a policy for a high budget feature production. Our film and media insurance packages can cover multiple aspects of a shoot, based on your selected coverage.
How do I get a shooting permit?
It depends on where you are shooting. Most municipalities will require a permit and insurance to shoot in public areas. It is best to contact your local government office for more details. You can also click here for more info.
What size budgets to you work with?
We can insure projects of any budget, big or small. We can insure projects from features all the way down to shooting test footage for a day.
Can you insure my owned equipment?
Yes. If all you need is coverage for your owned gear, we can do it. We can also cover you if you need to rent any camera, light, sound, or any additional equipment but Owned equipment coverage is required in order to be covered for rentals.
What kind of special events can be insured?
We can provide special event insurance for all kinds of needs, including but not limited to the following:
- Ceremonies
- Concerts
- Dances
- Weddings
- Exhibitions/Conventions
- Festivals/Cultural/Amusement
- Film Screenings
- Fundraisers
- Games
- Lectures
- Meetings
- Parties
- Political
- Religious/Spiritual
- Sales
- Shows
- Theatrical Events
What is General Liability?
General Liability covers payments the insured is legally obligated to pay due to bodily injury or property damage. This applies if the injury or damage occurs during filming activities, live events, or performances.
What is the insurance deductible or retention?
It is the amount you may be required to put down with an equipment rental house as “self-insurance.” In the case of a claim, this amount would be your responsibility. Budgeting for this is recommended, as you can be responsible for paying this amount in case of a claim.
I am only shooting for one day, can you cover me?
Yes. We have short term policies that can cover only a day or annual policies that cover up to twelve months.
Annual vs. Short Term?
An annual policy can cover multiple productions for up to twelve months. A short term policy only covers one production for up to sixty days.
I am not familiar with insurance terms. What do some of them mean?
Many of the insurance terms definitions are listed here. Can't find what you are looking for? Contact us! We'll be glad to assist you.
What is third party property damage?
This policy provides legal liability coverage for damage or destruction of third-party property. The property must belong to someone else and must be in the care, custody, or control of the production company. It must also be intended for use in an insured production. This includes loss of use of the property.
Coverage does not apply to damage caused by operating rented or leased motor vehicles, aircraft, or watercraft. These vehicles are covered under props, sets, or wardrobe, and miscellaneous equipment insurance. This coverage is not included under a Comprehensive General Liability Policy.
What is workers compensation?
A policy that includes workers compensation covers physical injury to a cast or crew. This may include W2 employees, 1099 freelancers & volunteers.
What is cast insurance?
Cast coverage is typically purchased for feature films or TV productions. This does not include documentaries. It can also be purchased for other types of production.
This indemnifies the production company for any net loss or extra expenses incurred during principal photography of an insured production. This covers death, injury or illness of any insured artist or director.
Insured persons are initially covered for accident only, until they are examined and complete a medical questionnaire. The insurer then will expand the coverage to include illness. Coverage also can be extended to include kidnapping and bereavement.