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Blogger's Liability, Publisher's E&O Insurance

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For Authors, Writers, and Publishers.

This program is for a publisher of any size or type: small, large, book, magazine, newspaper, trade, directory, music, greeting cards and calendar, electronic (Internet), print-on-demand, CD ROM, audio book or a freelancer, writer or an author. Publisher’s liability insurance is also referred to as media perils liability insurance, or publishers or authors errors and omissions protection.

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Policy Features:

We offer a comprehensive or “all risk” perils, “occurrence form” policy, (not the dreaded “claims-made” version) and legal defense costs or attorney’s fees are included. Limits of media perils liability are available from $500,000, $1,000,000 all the way up into the multiple millions of dollars. Punitive or exemplary damages are covered where insurable by law, and the policy territory is “universal,” not just worldwide.

 

Single or Multiple Title Publishers:

For book authors, self-publishers, bloggers, freelance writers, POD publishers, one-title publishers, vanity or subsidy publishers or multiple title publishers seeking only to insure a specific title or perhaps multi titles per year.

 

All other Media Publishers:

Such as bloggers, magazines, newspapers, internet or on-line, trade, directories, music, greeting cards and calendars, electronic (Internet), print-on-demand, CD ROMs, etc. 
  
Film Emporium’s expertise in Intellectual Property Insurance is unparalleled.  We work primarily in the field of entertainment & media insurance, serving  movie producers, artist in various fields, publishers, bloggers, etc on any size projects, big or small. 

 

About Media Perils Liability Insurance:

Media perils or publisher's liability insurance provides you with protection for the traditional claims like infringement of copyright, trademark, title, slogan or other misappropriation, libel, invasion of privacy or publicity, plagiarism, defamation including emotional distress, infringement of the right of privacy or publicity, outrage, and misappropriation of property rights, personal injury and contextual errors and omissions and much, much more.  Coverage can be extended to provide claims that seek to impose liability of the author or publisher for physical injuries or economic loss allegedly caused by some flaw or negligent publication in the ideas or expressions contained in published material.

Reasons why Media Perils Liability Insurance is needed:

Anyone who collects and shares information, or simply put “publishes” faces claims and the attendant, often staggering legal costs arising out of the gathering and communication of the information. The variety and number of claims and the size of settlements and verdicts against media organizations constantly increases; particularly because of on-line publishing. 
Although First Amendment rights provide a first line of defense, the cost of lawyers, your time and effort and the potential of a settlement, for which there is typically no line item in your budget, makes the prospect of transferring the risk of such an event to an insurance company extremely worthwhile; hence media perils liability insurance providing insurance protection for negligent publishing or authoring.

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