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Publishers Insurance & Media Liability (E&O)Coverage for Authors, Self-Publishers, Bloggers, Book Publishers & Media Companies
FOR AUTHORS, WRITERS, & PUBLISHERS
Film Emporium offers bloggers & publishers
insurance.
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Publishers Media Liability & Content E&O Coverage● Authors, Self-Publishers & Bloggers Insurance Solutions● Magazine, Newspaper & Directory Publisher E&O Policies● Digital Publishing, e-Books, Audiobooks & Online Media Coverage● Single-Title vs Multi-Title Publisher Program Options● Copyright, Defamation & Privacy Risk Protection for Media Houses● Podcast E&O Insurance (Errors & Omissions for Podcasts)
Film Emporium provides specialized publishers insurance and media liability insurance for authors, self-publishers, book publishers, bloggers, magazines, newspapers and digital media companies. Also known as Publishers Errors & Omissions (E&O) or Publisher's Liability Insurance, this coverage helps protect against claims involving copyright infringement, libel, slander, defamation, plagiarism, invasion of privacy, misappropriation of rights and other risks arising from published content.
Our policies are customized for both print and digital media formats, with options for single-title or multi-title programs, universal territory coverage, and limits ranging from $500,000 up to multi-million-dollar levels. Whether you operate from a home office or a global media network, we connect you with top-tier carriers who understand the unique exposures of publishing and content distribution.
Protect your creative business, contracts and reputation with specialized E&O insurance designed for the publishing world.
Quotes are complimentary. No Obligation.
Click here for definitions of insurance terms.
BLOGGERS & PUBLISHERS E&O
Available Coverages
Single or Multiple Title Publishers
Authors, self-publishers, bloggers, freelance writers, and print-on-demand (POD) publishers may be interested in one-title or independent publishing / self-publishing. Additionally, multiple-title publishers may want to insure specific titles or multiple titles each year.
All other Media Publishers
Bloggers, magazines, newspapers, and websites, digital publications and online media platforms are examples of sources for marketing. Trade directories, music, greeting cards, and calendars can be marketed electronically. Print-on-demand, Books, and other methods can also be used.
Film Emporium’s expertise in Intellectual Property Insurance is unparalleled. We specialize in entertainment and media insurance. We provide coverage for movie producers, artists, publishers, bloggers, and more. We cover projects of any size, both big and small.
Insurance for Authors & Self-Published Books
Independent authors and self-publishers can face many of the same media liability risks as traditional publishing companies. Claims may arise from alleged libel or defamation, copyright or trademark infringement, invasion of privacy, plagiarism, use of photographs or artwork, or the portrayal of real people and events.Film Emporium can arrange media liability and E&O coverage for individual books, authors with multiple titles, independent presses and self-publishing businesses.
About Media Perils Liability Insurance
Media perils or publisher's liability insurance provides protection for traditional claims. These include copyright or trademark infringement, libel, plagiarism, and defamation. Furthermore, it also covers invasion of privacy or publicity, outrage, misappropriation of property rights, personal injury, and errors or omissions.
Coverage can be extended to provide claims. These claims seek to impose liability on the author or publisher for physical injuries or economic loss. This loss is allegedly caused by some flaw or negligent publication in the ideas or expressions contained in published material.
Reasons why Media Perils Liability Insurance is needed
Anyone who collects and shares information is "publishing." This can lead to claims and expensive legal costs. These costs are a result of gathering and communicating the information.
The number and variety of claims against media organizations are constantly increasing, especially due to online publishing and digital media. Settlements and verdicts are also becoming larger.
First Amendment rights provide some protection, but the cost of lawyers, time, effort, and a potential settlement can be significant. It is therefore worthwhile to transfer this risk to an insurance company. Media perils liability insurance provides insurance protection for negligent publishing or authoring.
Who We Insure
● Authors and Self-Publishers● Book Publishers● Independent Presses● Magazine Publishers● Newspaper Publishers● Trade Journals ● Online Publishers● Bloggers● eBook Publishers● Audiobook Publishers● Digital Media Companies
What Does Publishers Insurance Cover?
Depending upon the policy and underwriting, coverage may address claims alleging:● Libel and slander● Defamation● Copyright infringement● Trademark infringement● Plagiarism● Invasion of privacy● Right of publicity violations● Misappropriation of ideas or property rights● Errors or omissions in published material● Certain claims arising from negligent advice or instructional content
Occurrence-Form Publishers Liability Insurance
Certain publisher media liability programs are written on a claims-made basis. Film Emporium also has access to occurrence-form coverage, which can provide important long-term protection for published works. Our brokers can explain the differences and help determine which structure is appropriate for your publication.
Generative AI
Publishers using generative AI, licensed datasets, stock imagery or third-party content should also consider potential copyright, ownership and intellectual-property exposures when evaluating media liability coverage.