Imagine the overwhelming feeling of freedom and sheer joy that would be felt upon the release of a kidnap victim. Now imagine the terror upon the realization that you are without insurance.

Your company or family may have had to pay a large ransom and purchase specialized phone equipment. They may have also had to hire security protection and a negotiator. All of these expenses were only made possible by liquidating all assets.

The kidnap victim faces an overwhelming amount of debt. To rejoin society, they may need extensive psychiatric counseling and rehabilitation.

Kidnap and Ransom Insurance has been developed to reimburse the policy owner for the expenses incurred with a kidnapping.

A policy owner will apply for coverage to protect against a loss caused by a kidnapping or extortion. The policy owner may apply for benefits up to their personal or corporate net worth. The policy owner must pay the ransom if a kidnapping occurs. They will then submit a claim to be reimbursed for the expenses.