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FOR MOVIES, FILM, TV, & EVENTS
Film Emporium offers kidnap & ransominsurance.
Important Considerations for Kidnap & Ransom Coverage
Kidnap & Ransom Insurance is a highly specialized form of coverage and is structured differently from standard liability or production insurance. In most cases, claims are handled on a reimbursement basis, meaning ransom payments or related expenses are advanced first and then reimbursed under the policy. Understanding this process ahead of time is critical for proper planning.
Confidentiality is also a key requirement. Most insurers require that the existence of a K&R policy not be publicly disclosed, as advertising coverage can increase exposure and potentially jeopardize protection. Coverage terms, limits, and security protocols should only be shared with essential personnel.
Underwriting for K&R is risk-based, meaning premiums and terms depend heavily on travel destinations, security conditions, crew size, duration of travel, and the nature of the work. High-risk regions, extended stays, and large teams generally require greater protection.
Because of the complexity and sensitivity involved, K&R insurance should never be treated as a last-minute add-on. Early planning allows time for proper risk evaluation, coordination with crisis-response services, and placement with the correct global carriers.
In the film and media business, overseas shoots, documentary crews, and location-based productions sometimes travel through or work in regions where security risks — including kidnapping, extortion, or forced detention — are real. Standard liability or production insurance rarely covers these hazards.
With Kidnap & Ransom (K&R) Insurance from Film Emporium, you get protection if a cast, crew member, or executive is kidnapped, held for ransom, threatened, or detained illegally. Coverage typically includes ransoms, extortion demands, legal and crisis management expenses, medical and evacuation costs, loss-of-income, and post-incident support including security consulting and repatriation.
Our policies can be structured for single-shoot trips, multi-project production cycles, or annual travel programs, depending on your risk exposure and international itinerary. If you deploy teams or talent to high-risk zones, remote locations, or politically unstable areas — K&R insurance may be essential to protect your people, productions, and financial interests.
When you contact us for a quote, we analyze travel destinations, crew numbers, production scope and risk exposures to place tailored K&R coverage with experienced underwriters.
Quotes are complimentary. No Obligation.
Click here for definitions of insurance terms.
KIDNAP & RANSOM INSURANCE
Included Benefits
● Ransom Reimbursement● Personal Accident● Loss of Ransom during delivery● Private Negotiator● Public Relations● Travel Expenses● Psychiatric Expenses● Reward Payments● Financial Losses
● Loss of Income● Employee Lost Income● Asset Protection● Security Coverage● Specialized Equipment● Rehabilitation Benefit● Funeral Expenses● Child Care