War & Terrorism coverage
(Limited War & Terrorism means claims caused or contributed to by an act of war or terrorism, HOWEVER, this rider does NOT cover such claims consequent on:
(a) war and civil war (whether declared or not) other than passive war. Passive is defined as not taking part in an act of war or terrorism. This includes the use or release of any nuclear weapon, device, chemical, or biological agent, regardless of any contributory cause.
Hazardous Sports or Activities are activities which are considered to be more than a standard risk. These activities include: professional or recreational mountaineering, snow skiing, scuba diving, whitewater rafting, hang gliding, sky diving or bungee jumping. These activities are not covered by the Rider or the base coverage:
- Racing of any kind
- Professional or semi-professional sports
- Collegiate, sponsored, or interscholastic athletics.