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Directors & Officers Insurance



Film Emporium offers D&O



Directors and Officers Liability Insurance provides financial protection for company directors and officers. This coverage applies when they face lawsuits regarding their actions in their respective roles within the company. Think of Directors and Officers Insurance as a management Errors and Omissions policy.


Directors & Officers Liability Insurance can usually include Employment Practices Liability and sometimes Fiduciary Liability. The former involves harassment and discrimination suits, and is where the majority of exposure will be.


People often confuse Directors and Officers Insurance with Errors & Omissions Liability. Errors & Omissions focuses on mistakes and negligence in products and services, not management's performance and duties. They are not the same. Generally, it is a good idea to carry both Directors and Officers Liability Insurance and Errors and Omissions Liability Insurance.


Quotes are complimentary.  No Obligation.


Click here is you have stunts or hazardous activities.


Click here for definitions of insurance terms.



Who needs D&O liability?

Liability insurance for the errors, omissions, and other wrongful acts of directors and officers has been available since the early 1960’s. Since that time, the increase in public awareness and expectations, and the more litigious nature of society, has resulted in a virtual explosion of litigation against corporate managers as well as judicial analysis of the conduct and standards applicable to Directors & Officers. The result is that Directors & Officers are frequently being “second guessed” by the courts. Therefore, it is important to be prepared with the proper insurance coverage.