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Cast & Crew InsuranceFilm, TV & Media Productions
ONLY WITH A FULL PRODUCTION POLICY
Film Emporium offers cast & crew coverage.
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Cast & Crew Insurance – What It Covers
Injury, Illness & Medical Coverage for Cast & Crew
Production Delays, Reshoots & Replacement Costs
Death, Kidnap, Unlawful Detention & High-Risk Exposures
Standalone vs Bundled Cast & Crew Policies
How to Apply — Medical Exams, Declarations & Underwriting
Important Information About Cast & Crew Coverage
Cast & Crew Insurance protects the production—not the individual—when a key cast or crew member becomes unable to work due to illness, injury, or other covered causes. It helps pay for delays, reshoots, replacements, and added production expenses, but it is not the same as personal health insurance.
Some conditions may require medical review or may be excluded, and certain high-risk activities must be disclosed in advance for coverage to apply. For this reason, it’s best to arrange Cast & Crew coverage before production begins, ideally during budgeting or pre-production.
Providing a cast list, filming schedule, and any unique risk details helps us tailor the right protection for your project. Early planning ensures underwriting approval and avoids last-minute gaps that can disrupt or delay the shoot.
On-set accidents, sudden illness, injury, or unforeseen absence of a cast or crew member can derail a production — often at significant cost. Cast & Crew Insurance from Film Emporium helps protect your project against these risks by covering the extra expenses associated with delays, replacements, reshoots, medical bills, or even the need to abandon a project when a key individual can no longer complete their duties.
This coverage is designed for productions of all sizes — from indie films and short shoots to feature films, series, and complex projects — and can be tailored to your specific cast/crew list and production schedule. Coverage typically includes injury, sickness, death, and (in many cases) unlawful detention or kidnapping for insured individuals.
If an insured cast or crew member becomes unable to perform, the policy helps pay for reshoots, replacement talent, extended rentals, crew overtime, location re-bookings, and other budget overruns that result from the disruption. For high-profile cast or talent-led productions, this coverage can mean the difference between finishing the project — or absorbing potentially devastating losses.
Cast & Crew Insurance can be bundled with your broader production insurance package (liability, equipment, workers’ comp, etc.) or purchased as a standalone policy — whichever fits your production’s size, schedule, and risk appetite.
Quotes are complimentary. No Obligation.
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Click here for definitions of insurance terms.
Cast insurance can be part of a production policy or offered separately for specific situations. This insurance is subject to approval from an underwriter. Additionally, the production team may require cast members to take a medical exam.
Producers usually purchase cast coverage for feature films and TV productions. However, other types of productions, except documentaries, can also acquire it. The production company is safeguarded from any financial losses or additional costs that may happen.
This can occur if a key cast or director of the project is unable to finish or start filming.
The cause can be death, injury, or illness.
Initially, insured persons have coverage for accident only, until they undergo an examination and complete a medical questionnaire. The insurer then will expand the coverage to include illness. You can also extend coverage to include kidnapping and bereavement. Insurance requires cast examinations to add select cast members to the waivers.