DICE / Annual Productions



Film Emporium offers annual production insurance.


The Annual / DICE program offers insurance that provides blanket coverage for a 12 month period. Policies are available for all budgets and company profiles. These range from high-budget commercials to no-budget short films.


This insurance provides the ability to shoot multiple projects while having blanket annual insurance coverage. This program is for U.S. companies shooting in the U.S. with the option of worldwide coverage. Most camera and sound equipment rental houses will require you to have insurance. 

Quotes are complimentary.  No Obligation.


Click here is you have stunts or hazardous activities.


Click here for definitions of insurance terms.

Media projects, like commercials, TV programs, documentaries, videos, and feature films, can be complex. Therefore, they all need specific insurance policies.


 Coverage is available in all 50 states and worldwide.



Available Coverage

  • Owned or rented camera and/or other production equipment
  • Commercial General Liability
  • Auto
  • Workers Compensation
  • Props, sets, wardrobe, pictures and cars
  • Third party property damage (often referred to as location insurance)
  • Extra expense
  • Negative film, videotape and digitalized imagealong with faulty stock, camera and processing
  • Rented Jewelry and furs
  • Worldwide Option for 12 month policies
  • And much more, on an as needed basis

Program Enhancements

Projects with hazardous activities, such as stunts, fight scenes, animals, precision driving, water scenes, aerial scenes, and pyrotechnics, can be insured. Specialty coverage options are available. Multiple hazardous scenes can be declared in a single policy.


Cast insurance for your key cast or crewmembers. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of gross production cost.


Are you planning to fly a drone for aerial photography or surveying? Liability coverage for drones is available in all States except HI and DC. Learn more about UAV coverage.


Certain policies come with Unattended Vehicle Exclusion. This can be requested to be removed. Contact your broker for details.

Cast and Crew Insurance

Cast insurance can be provided as part of a production policy. In certain cases, it can be provided as "carve out cast coverage." This type of coverage only applies to certain cast or crew members and is subject to underwriter's approval.


Cast coverage typically begins after the insured individual has undergone an examination and filled out a medical questionnaire. It typically only covers accidents. After the medical questionnaire is completed, the coverage can be extended to include illness, kidnapping, and bereavement.


It is important to note that this type of coverage is subject to the underwriter's approval. Not all types of productions, such as documentaries, may be eligible for this coverage.


Additional time can be bought through Extended Pre-Production Cast Coverage.