VOLUNTEER ACCIDENT INSURANCE

Volunteers are one of the most important assets you have. With Volunteer Accident Insurance you can help protect them financially in the event of an injury.

$100,000 Accident Medical Expense benefits
$50,000 Total Paralysis benefit
$50,000 Accidental Dismemberment benefit
$25,000 Accidental Death benefit

Accident Benefits for Your Volunteers

Benefits are payable for injuries that result - directly and independently of all other causes - from a covered accident, up to the maximum benefits stated, while coverage is in effect.

Accident Medical Expense Benefits include eligible medical expenses that are in excess of amounts paid by any other Health Care Plan, including individual, group medical, or health benefit plans the covered volunteer may have, up to $100,000 per accident per volunteer. In the event no other health plan or policy exists, benefits for these expenses will be payable like primary coverage. The first eligible expense must be incurred within 180 days of the covered accident. Eligible accident medical expenses must be incurred within one year of the covered accident.

If within one year from the date of a covered accident a covered person suffers any of the losses specified, we will pay a benefit for one of the conditions listed below. If the same accident causes more than one of these losses, we will pay the largest amount that applies.

Loss of Life
Total paralysis of upper and lower limbs, both lower limbs, or upper and lower limbs on one side of the body
Loss of any combination of two: hands, feet, eyesight, speech, and hearing
Loss of one hand, one foot, sight in one eye, speech, or hearing
Loss of thumb and index finger of same hand