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Film Emporium offers affordable rates on quality coverage for athletic sporting events. Lawsuits arising at sporting events can range from property damage all the way to bodily injuries. For this reason, three different insurance policies are recommended for sports organizations to protect athletes, coaches, directors, volunteers and the organizations themselves.
*Please note under some circumstances, some sports organizations may need additional policies such as Property, Auto, or Workers' Compensation.
Pays for medical bills on behalf of injured participants. This policy assures that your participants and volunteers will receive the type of medical treatment that they deserve. The threat of a lawsuit from an injured participant is minimized if Accident Insurance covers their medical bills. This helps to reduce potential legal costs.
Covers certain types of lawsuits alleging that a spectator or player has suffered bodily injury or property damage due to the negligence of an organization. Lawsuits are filed every day for injuries that occur at games/practices and non-sport activities off premises .
Even if the organization proves it was not negligent, there are still court costs associated with the defense. This policy pays for your defense and pays for the costs of a settlement or jury verdict. Covered persons should include the sports organization itself, directors, officers, and volunteers.
Directors & Officers
Certain types of lawsuits are not covered by the General Liability policy. These lawsuits allege that your sports organization's mismanagement has caused economic injury to another party. Or, that another party's rights have been violated under state, provincial, or federal law. Examples of types of lawsuits commonly covered include: discrimination, wrongful termination or suspension of your league's personnel or players, or failure to follow your own rules or bylaws.
This policy also pays for your defense and pays for the costs of a settlement or jury verdict. Covered persons should include the sports organization itself, directors, officers, and volunteers.