Disability insurance is a policy that pays disability benefit as a partial replacement of income lost due to illness or injury. Most disability insurance policies pay a fixed sum for a fixed period, while others pay a monthly sum for the entire period the insured is disabled from earning suitable income (as determined by his or her qualifications, experience and training).

Disability insurance can be obtained from specialty insurance companies or from state insurance funds.  We can assist you with coverage in NY State.

Click here to learn more about NY State Disability Benefits.