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For Rented Equipment & General Liability Only.
No Workers' Compensation or Auto.
Workers' Compensation (Injury to cast & crew, required by SAG-AFTRA),
Rented Vehicles, Extra Expense, etc.
For shoots outside the US.
Designed for Feature, short, and series documentaries. This program is for U.S. shoots, see foreign productions for outside U.S. shoots. The program is available to U.S. based insureds with activities in the U.S. and/or Canada or worldwide.
Provides the full spectrum of insurance coverages at competitive premiums for feature films and television shows with any budget range. Whether your production is in development or greenlit, shooting in the U.S. or on foreign location, Film Emporium will help you procure the most suitable insurance coverage.
Available Coverage
Commercial General Liability
Locations, municipalities, shooting permits all require that commercial general liability coverage is in place. Minimum required limit is $1M. Higher limits are available to satisfy any location requirement.
Hired and Non-Owned Automobile
Auto liability & auto physical damage for your rented vehicles, broadcast trucks, etc.
Workers Compensation:
Protecting your cast & crew against medical injuries while filming. SAG (Screen Actors Guild) require that coverage is in place before signing contracts.
Program Enhancements:
Projects with hazardous activities such as various stunts, fight scenes, animals, precision driving, water, aerial scenes, pyrotechnics, etc. can be insured under specialty coverage options. Learn more about the types of scenes and movie stunts that can be scheduled. Multiple hazardous scenes can be declared in a single policy.
Cast insurance for your key cast or crewmembers. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of gross production cost.
Annual UAV or Unmanned Aerial vehicle Insurance is now available. Are you planning to fly a drone for aerial photography or surveying? Film Emporium's got you covered! Liability coverage for drones is available in all States except HI and DC. Learn more about UAV coverage.
Certain policies come with Unattended Vehicle Exclusion. This can be requested to be removed. Contact your broker for details.
Cast and Crew Insurance:
Cast insurance can be provided as part of a production policy or in certain cases, as “carve out cast coverage” to cover only certain cast or crew members, subject to underwriter’s approval.
Cast coverage is usually purchased on feature films or TV productions (except documentaries) but may be purchased for other types of productions. It indemnifies the production company for the net loss or extra expenses to begin or complete principal photography of an insured production due to death, injury or illness of any insured artist or director. Insured persons are initially covered for accident only, until they are examined and complete a medical questionnaire. The insurer then will expand the coverage to include illness. Coverage also can be extended to include kidnapping and bereavement.
Cast insurance normally begins four weeks before the first camera day; however, additional time can be purchased (Extended Pre-Production Cast Coverage).
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