Cancellation and/or Non Appearance Insurance

Covers certain types of lawsuits alleging that a spectator or player has suffered bodily injury or property damage due to the negligence of an organization. Lawsuits are filed every day for injuries that occur at games/practices and non-sport activities off premises.

Even if the organization proves it was not negligent, there are still court costs associated with the defense. This policy pays for your defense and pays for the costs of a settlement or jury verdict. Covered persons should include the sports organization itself, directors, officers, and volunteers.

Certain lawsuits are not covered by the General Liability policy. These lawsuits allege that your sports organization's mismanagement has caused economic injury to another party. Alternatively, these lawsuits allege that another party's rights have been violated under state, provincial or federal law. Types of lawsuits commonly covered include discrimination, wrongful termination, suspension of personnel or players, and failure to follow rules or bylaws.

This policy also pays for your defense and pays for the costs of a settlement or jury verdict. Covered persons should include the sports organization itself, directors, officers, and volunteers.