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Comprehensive Production InsuranceFeature Films, TV & Digital Projects
PER PROJECT CONTENT PRODUCTIONS
Film Emporium offers feature film production insurance.
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Standard Film Production Coverage Overview
General Liability, Equipment & Location Insurance
Auto, Workers’ Comp & Crew-Safety Insurance
Props, Sets, Wardrobe & Production Property Coverage
Optional Add-Ons: Stunts, Water Scenes, Aerials & Hazardous Activities
Cast Insurance, Media Loss, Delay & Extra Expense Coverage
Short-Term Shoots, Feature Films & Foreign Location Programs
Important Production Coverage Considerations
Every feature film has unique risks, and insurance coverage should reflect your specific production needs. Standard production policies cover core exposures like liability, equipment, and location risks, while specialty elements such as stunts, water scenes, aerial footage, cast coverage, and hazardous activities require additional review and approval.
Many filming permits, rental houses, and locations require proof of insurance before production can begin, and specialty activities often require extra underwriting before they are approved. Planning ahead allows time to structure coverage properly, avoid delays, and prevent last-minute coverage gaps.
Our team works closely with you to tailor coverage to your script, shooting schedule, locations, and budget — ensuring your production is protected from prep through wrap.
Film Emporium delivers full-spectrum insurance programs for feature films, television series, documentaries, web projects and other large-scale productions — regardless of budget or shooting location. Whether you’re in development or green-lit, planning a U.S. shoot or filming abroad, we can structure coverage to suit your production’s needs.
Our standard policies typically include: commercial general liability, equipment (owned or rented) coverage, auto liability (owned, hired, or non-owned), workers’ compensation, props/sets/wardrobe coverage, and third-party property damage (location liability). For many productions, these are the foundational protections required by locations, financiers, rental houses, and vendors.
We also offer optional and specialty coverages tailored to the unique risks of film work — including extra-expense / delay coverage, negative-film or digital media loss, faulty stock or media processing, water-scene or marine shoots, stunts / hazardous activity, UAV / drone coverage, cast insurance, and more.
For productions of any scale — small independent films to high-budget studio work — our experienced brokers will help design a policy that matches your risk profile, budget, and creative vision. From cast & crew safety to equipment protection and completion peace-of-mind, we help you film with confidence.
Quotes are complimentary. No Obligation.
Click here if you have stunts or hazardous activities.
Click here for definitions of insurance terms.
Feature films, TV shows, documentaries, web projects, and much more. This program is for U.S. shoots, see foreign productions for outside U.S. shoots. The program is available to U.S. based insureds with activities in the U.S. and/or Canada or worldwide.
Virtual, AI & Emerging Production Technologies
Productions using virtual production techniques, including LED walls, virtual sets, mixed reality (XR), and real-time rendering, introduce unique equipment, software, and interruption risks. Film Emporium offers virtual production insurance designed to protect high-value technology, specialized crew workflows, and production continuity.
As studios adopt AI-assisted video production, underwriting increasingly considers data integrity, workflow dependency, and creative oversight. We help clients assess human director vs AI workflow risks, ensuring coverage remains aligned with contractual obligations, production controls, and professional liability considerations.
FEATURE FILM PRODUCTIONS
Available Coverage
● Owned or rented camera and/or other production equipment● Commercial General Liability● Auto● Workers Compensation● Props, sets, wardrobe, pictures and cars● Third party property damage (often referred to as location insurance)
● Extra expense● Negative film, videotape and digitized image along with faulty stock, camera, and processing● Rented Jewelry, Art, Valuables ● Worldwide Option for 12 month policies● And much more, on an as needed basis
Program Enhancements
Specialty coverage can protect projects that involve risky activities. These activities may include stunts, fights, animals, driving, water scenes, aerial scenes, pyrotechnics, and more. Contact a broker for additional information. A single policy can declare multiple hazardous scenes.
Cast insurance for your key cast or crewmembers. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of gross production cost.
An annual UAV or Unmanned Aerial vehicle Insurance is now available. Are you planning to fly a drone for aerial photography or surveying?
Film Emporium's got you covered! Liability coverage for drones is available in all States except HI and DC. Learn more about UAV coverage.
Cast and Crew Insurance
Cast insurance can be provided as part of a production policy or in certain cases, as “carve out cast coverage” to cover only certain cast or crew members, subject to underwriter’s approval.
Cast coverage is usually purchased on feature films or TV productions (except documentaries) but may be purchased for other types of productions. It indemnifies the production company for the net loss or extra expenses to begin or complete principal photography of an insured production due to death, injury or illness of any insured artist or director.
Insured persons are initially covered for accident only, until they are examined and complete a medical questionnaire. The insurer then will expand the coverage to include illness. Coverage also can be extended to include kidnapping and bereavement.
Cast insurance normally begins four weeks before the first camera day; however, additional time can be purchased (Extended Pre-Production Cast Coverage).