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Below the Line Insurance  

In motion picture or television production budget, below-the-line costs include salaries of non-starring cast members and technical crew, use of the film studio and its technical equipment and travel, location and catering costs, etc.  In contrast to above-the-line costs, the below-the-line budget is usually fixed.  Some of the positions in the below-the-line category are director of photography, assistant directors, gaffer, grips, etc.