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Railroad Protective Liability Insurance is a specialty coverage that is most likely required when filming on transit system property. Insurance requirements can vary, for example: New York City's MTA, Metro North and Long Island Railroad all have different requirements. It is recommended to find out exactly what coverage and limits are required before applying. This coverage type is always a separate policy and it is not included in general liability coverage. It is available on a per project basis at competitive premium rates!
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Different coverage can be required based on where exactly filming takes place:
Near a platform that is property of the transit system
Inside a subway car
On a platform
The content displayed on this website is for informational purposes only and is not an offer of insurance. The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.
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